The Seventh Circuit Court of Appeals has settled a dispute between an accountant and her homeowners insurer over client data that was stolen on her personal property.

The accountant had a disc with over thirty thousand names and social security numbers of a pension fund she was working with stored in her car. When the CD went missing the fund paid over two hundred thousand dollars to provide required identity protection services to the the affected persons. The fund then came after the accountant personally for reimbursement.

The accountant attempted to file a claim under her home insurance policy, which the court of appeals has ruled did not have to provide coverage.

ProtectLawyers.com reminds it’s clients that as the costs of protecting confidential data grow almost all insurers have excluded coverage for these types of claims under their policies. Work with an expert broker to ensure the coverage you need is place properly.